Mazda Finance

Your Choice of Car Loan

With the flexibility of loan options, we've got you and your business covered.

Guaranteed Future Value: It is the minimum value of your Mazda at the end of your loan term, as determined by Mazda Finance, subject to Fair Wear and Tear Conditions and agreed kilometres being met by you.

End of Loan Options: What you can do at the end of your loan term.

Available for Consumer or Business Customers: Who is eligible for this loan type.

Usage: Who is eligible for this loan type.

Flexible Deposit: You can choose the deposit amount to suit you. Sometimes a deposit may be required for credit reasons.

Personalised Interest Rate: All our car loans offer a tailored interest rate. We use our sophisticated software to calculate this rate based on your credit score, and take into account many factors determined by us, including; marital status, property ownership, type of vehicle ownership and more.

Your Finance Questions Answered

What Identification and Documents do I need to apply?

Before applying for car finance there are several documents you need to have ready. We have a checklist you can print to make sure you have everything you need.

Download Document Checklist, PDF 77KB

Do I need a deposit?

Mazda Finance doesn’t require any minimum or maximum deposit requirements. However, sometimes a deposit may be required for credit reasons.

Why should I borrow from Mazda Finance?

Unlike many banks and other financial institutions, we calculate your rate based on your credit score and other personal criteria determined by us. This means you can always be sure of a rate that’s transparent and tailored to your circumstances. As Mazda Finance is arranged through Mount Gravatt Mazda at the time you purchase your vehicle, it’s simple and convenient too.

What is a Mazda Tailored Rate?

Instead of taking a one size fits all approach, we use our sophisticated software to calculate an interest rate based on your credit score and many other relevant factors determined by us such as marital status, property ownership, type of vehicle loan and much more.

What term does Mazda Finance offer for their finance products?

We offer loans ranging from 12 to 72 months in length, subject to Mazda Finance policy and approval, with a variety of flexible payment options. We offer the flexibility of weekly, fortnightly or monthly payments.

Why do we need your credit score?

A credit score enables financial institutions to get a sense of your credit history.

If I use my car for business, are repayments tax deductible?

Mazda Finance cannot provide business or tax advice. You may need to seek independent financial or taxation advice.

What happens to my car loan if I lose my job or I think I may lose my job?

Mazda Finance is committed to assisting customers, especially during this challenging time. We understand the evolving COVID-19 situation is affecting our customers and we are here to help.

Should you lose your employment because of COVID-19, you may be eligible for financial support. Please visit our Financial Hardship page to understand the eligibility criteria and application instructions.

What happens to my car loan if my business is forced to close?

If your business has been forced to close, you may be eligible for financial support.

Please visit our Financial Hardship page to understand the eligibility criteria and application instructions.

Other banks are offering to defer payments. I would like to defer mine. What can I do?

We review and assess each customer needs on a case-by-case basis and our goal is to provide responsible and sustainable solutions that meet an individual’s needs.

If you have been affected by COVID-19, you may be eligible for financial support.

Please visit our Financial Hardship page to understand the eligibility criteria and application instructions.